GAP Coverage Plans | Cadillac Protection

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GAP COVERAGE

Cadillac GAP Coverage helps protect you from paying a loan on a total loss vehicle. In that event, this plan can help cover the amount you owe on the loan that your insurance doesn’t cover, including your deductible.

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    Key benefits include:

  • Available for new and leased vehicles, only at the time of vehicle purchase
  • Can be canceled at any time
  • Offered in terms to fit your existing loan or lease

DON’T PAY FOR A TOTAL LOSS 

GAP Coverage can waive the deficiency amount between you and your loan’s unpaid finance balance and the settlement amount offered by your insurer in the event of a total loss. Ask your dealer for Cadillac GAP Coverage—the only plan with the same name as your vehicle.

WHAT’S COVERED

  • Available for finance amounts up to $125,000
  • Can waive your financial loss up to $75,000, which can include up to $1,000 of your insurer’s physical damage deductible

GET COVERED LONGER 

  • Choose the term that’s right for your existing loan or lease

EXCLUSIONS

  • Losses occurring prior to the date of the GAP Addendum
  • Losses caused by theft, unless you or your financial institution/lender file a police report
  • Any loss that falls outside the standard or optional equipment available from the manufacturer of the covered vehicle
  • Vehicles used for commercial purposes

YOU MAY ALSO CONSIDER:


EXTENDED LIMITED WARRANTY OVERVIEW

EXTENDED LIMITED WARRANTY


Purchase of a new 2020 Cadillac includes a standard 4-year/50,000-mile limited warranty. The standard limited warranty can be extended to 6 years/70,000 miles with the purchase of Cadillac Extended Limited Warranty.

WARRANTY DETAILS

AVAILABLE PLANS

  • Check with your Finance and Insurance Manager at your dealership for availability. Information provided is for illustration/summary purposes only; see Terms and Conditions/GAP Addendum/Pre-Paid Maintenance Agreement/XS Wear Contract for complete details of these GM-endorsed products. Vehicle Service Contracts coverage is provided and administered by AMT Warranty Corp., P.O. Box 927, Bedford, TX 76095, (877) 265-1072 (except in Florida, the obligor/provider and administrator is Wesco Insurance Company, 59 Maiden Lane, 43rd Floor, New York, NY 10038, [866] 327-5818, LICENSE #01913). GAP Coverage is provided by the dealer/creditor and administered by AMT Warranty Corp., (877) 265-1166. AMT Warranty Corp. and Wesco Insurance Company are GM-preferred providers but are not related entities of GM or its dealerships. Roadside Assistance Services are provided by Nation Safe Drivers, 800 Yamato Road, Suite 100, Boca Raton, FL 33431 (except as otherwise noted for your state in the Terms and Conditions). In Texas, the excess wear and use provider is AMT Warranty Corp., 59 Maiden Lane, 43rd Floor, New York, NY 10038.

  • Coverage is fully refundable within 60 days, as long as no loss has occurred. For cancellations after 60 days, a pro rata refund will be given, less any applicable cancellation fee. All refunds will be made to the financial institution/lender.

  • Not available in Alaska, Florida, Illinois, Indiana, Oklahoma, Oregon, Virginia, or Washington.

  • Not available in California, New York, or Wyoming.

  • See service contract for list of luxury vehicles.

  • Ask your dealer for details.

     

  • Not a full list of exclusions. See GAP Addendum for complete list of exclusions.

  • Commercial use can be included in GAP waiver if it is specifically selected at time of purchase and the additional surcharge is paid.

  • Not available for vehicles sold in California, Florida, Maine, or Minnesota. See dealer for limited-warranty details.

  • The Manufacturer’s Suggested Retail Price excludes destination freight charge, tax, title, license, dealer fees and optional equipment. Click here to see all Cadillac vehicles’ destination freight charges.

  • Functionality varies by model. Full functionality requires compatible Bluetooth and smartphone, and USB connectivity for some devices.

  • Read the vehicle’s owner's manual for important feature limitations and information.

  • Vehicle user interface is a product of Apple® and its terms and privacy statements apply. Requires compatible iPhone® and data plan rates apply. Apply CarPlay is a trademark of Apple, Inc. Siri, iPhone and Apple Music are trademarks of Apple, Inc, registered in the U.S. and other countries.

  • Vehicle user interface is a product of Google™ and its terms and privacy statements apply. Requires the Android Auto app on Google Play and an Android™ compatible smartphone running Android 5.0 or higher. Data plan rates apply. Android Auto is a trademark

  • The Manufacturer’s Suggested Retail Price excludes destination freight charge, tax, title, license, dealer fees and optional equipment

  • Read the vehicle's owner's manual for important feature limitations and information.

  • The system wirelessly charges one PMA- or Qi- compatible mobile device. Some phones have built-in wireless charging technology and others require a special adaptor/back cover. For a list of GM wireless charging compatible mobile devices see,  https://my.cadillac.com/learnAbout/wireless-charging. If your device is not on this list, please consult your carrier.

  • Even while using the Super Cruise driver assistance feature, always pay attention while driving and do not use a hand-held device.  Visit cadillacsupercruise.com for compatible highways and more information.  Requires properly equipped vehicle, active Super Cruise subscription, working electrical system, cell reception, and GPS signal.

  • Safety or driver-assistance features are no substitute for the driver’s responsibility to operate the vehicle in a safe manner. The driver should remain attentive to traffic, surroundings and road conditions at all times. Visibility, weather and road conditions may affect feature performance. Read the vehicle Owner’s Manual for more important feature limitations and information.

  • SAE Certified

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