GAP COVERAGE

Cadillac GAP Coverage can provide added financial protection in the event of a total loss by waiving some or all of the difference between what you owe on your finance agreement and the amount your primary insurer pays, including your deductible.

LOCATE A DEALER TERMS & CONDITIONS

KEY BENEFITS

  • The only GAP Protection endorsed by Cadillac and backed by General Motors 
  • Offered in terms up to 8 years
  • Available for any finance amount on new, pre-owned, and leased vehicles, only at the time of vehicle purchase
  • No maximum dollar amount on covered losses that are waived 
  • Includes a waiver for your primary insurance deductible up to $1,000
  • Covers rideshare services 
  • Can be canceled at any time 

HOW IT WORKS

DON'T PAY FOR A TOTAL LOSS

GAP Coverage protects you from paying on a vehicle that is a total loss. In that event, this Plan can help cover the amount you owe on the vehicle that your insurance doesn’t cover. Ask your dealer for Cadillac GAP Coverage—the only plan with the same name as your vehicle.

EXCLUSIONS

Losses occurring prior to the date of the GAP Addendum 
  • Any amounts owed on the vehicle finance agreement resulting from late fees, due date changes, or from missed, delinquent, deferred, or skipped payments
  • Total losses resulting from dishonest, fraudulent, or illegal acts (such as DUI) by customer, customer’s family members, or other persons acting under customer’s authority
  • Vehicles used for competitive racing or for a prohibited commercial purpose
  • If the customer has refinanced the vehicle finance agreement
  • Deductions taken by the primary insurer, such as prior damage, salvage, missing items, excess towing, custom equipment, and storage 

GAP Plus

GAP Plus offers the same benefits as the standard GAP coverage, plus a $1,000 credit toward the purchase of a Cadillac replacement vehicle. Only available at participating GM dealers. 

YOU MAY ALSO CONSIDER

PRE-PAID MAINTENANCE 

With Pre-Paid Maintenance, you are covered for scheduled oil and filter changes and tire rotations during the coverage period. You also get the added benefit of Cadillac Certified Service technicians who know your vehicle best.

PLAN DETAILS
TERMS & CONDITIONS
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